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Compare Selling Options

Cash Sale or Open Market?

Compare the real tradeoff, not just the headline price. A direct sale may favor convenience, as-is condition and fewer moving parts. An open-market sale may favor buyer exposure and price potential.

Direct sale

Best when simplicity matters more.

  • Property evaluated in current condition
  • No traditional public showing process
  • Fewer preparation decisions
  • Buyer evaluates repairs and investment costs
  • Price may be below open-market potential
Open-market sale

Best when market exposure matters more.

  • Property marketed to a broader buyer pool
  • Potential for higher headline price
  • Preparation, showing and negotiation may be involved
  • Brokerage compensation and seller costs vary
  • Timeline and financing risk can differ
If the open market is the better fit, Homes General can still help with the handoff. Where appropriate, we can connect the seller with licensed real estate professionals across all 50 states for a separate listing relationship. If the seller is buying next, lending resources may also be available.

Estimate what a traditional sale may leave you

The calculator opens with an illustrative example so you can see how the math works immediately. Change any number to match your property. The calculator automatically estimates several carrying and seller costs using editable national planning assumptions. It is not an appraisal, settlement statement or professional estimate.

Seller proceeds calculator

Build a more realistic selling estimate.

Example scenario shown. Change any number to match your property. Example values are for illustration only and are not a Homes General valuation or offer.

1

Property & loan

Start with the expected market price and what is still owed.

$
$
Use the current estimated payoff, not the original loan balance. Enter $0 if there is no loan.
2

Costs to sell on the open market

Use your own figures when you have them. The percentages below are editable planning inputs.

$
Use $0 if you plan to sell without completing repairs.
%
Illustrative editable input. Brokerage compensation is negotiable and not set by law.
%
Editable estimate for title, escrow, transfer and settlement costs that vary by transaction.
$
3

Time & carrying cash flow

See what you may keep paying while the property is waiting to close.

months
$
Used only to show cash you may keep paying while you wait.
$
$
Editable national planning benchmark. Change it to match your property.
Planning assumptions & sources
Property tax0.9% annual national planning benchmark when not already escrowed
Home insurance$208/month planning benchmark when not already escrowed
Utilities$418/month starting benchmark, editable above

The defaults are editable national planning benchmarks, not property-specific quotes: recent ATTOM nationwide effective property-tax data, NerdWallet homeowners-insurance averages, J.D. Power residential utility-cost tracking, and Redfin seller-closing-cost guidance. Property tax · Insurance · Utilities · Closing costs.

Planning tool only. Actual market value, repairs, brokerage compensation, taxes, insurance, utilities, loan payoff, title/escrow charges, transfer taxes, concessions and closing costs vary by property, state, contract and service providers. Brokerage compensation is negotiable. This calculator is not an appraisal, payoff statement, tax/legal advice or a closing disclosure.

Want a real direct-sale number to compare?

Request a Homes General property review and keep this calculator as your framework.

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